CommercialSeller carry

4180 Commerce Way

Tulsa, OK

Fully leased strip retail, 6 units. Retiring owner carries with 12% down for a qualified operator.

Proposed term sheet

Purchase price$1,250,000

Down / option fee$150,000 (12%)

Monthly payment$13,400 / mo

Term10-yr balloon

Annual Percentage Rate7.25% APR · 25-yr am

What this deal means for you

Cash you need to startThat's 12% of the price. A conventional lender would typically want around $312,500.

$150,000

Your monthly paymentAs proposed by the seller. Confirm what taxes and insurance are included.

$13,400/mo

Balloon payment in year 10Payments are spread over 25 years, but the whole remaining balance comes due in year 10. Plan to refinance or sell before then.

$870,982

Sellers are often flexible on the down payment — see what a different amount does:

$150,000down

$13,400per month

Business-purpose transaction: consumer-credit statutes (TILA/RESPA) generally do not apply to commercial or land deals, but state usury, licensing, and disclosure laws do. Diligence and documentation by counsel are essential.

Equal Housing Opportunity. All terms are non-binding proposals until definitive agreements are signed; verify everything with a licensed attorney and use third-party escrow/servicing where required.

Posted by Rae Delgado (INVESTOR)